Tag: Budget

Updating Your Kitchen On A Budget

Interior Decor / 6 years ago / RelentlesslyPurple

Updating your kitchen on a budget? We have done the same and have some helpful tips to get you started. Following our kitchen, bathroom and toilet refit I decided to change the colour scheme to purple, of course! I was worried when we started as I didn’t really think updating your kitchen on a tight budget was possible. Luckily there are some fab deals around!

Updating Your Kitchen On A Budget

Updating Your Kitchen On A Budget

You may remember I managed to get a purple microwave, toaster and kettle all for a reduced price as I waited for a deal. I snapped them up as soon as the price dropped and was really pleased with myself. These items can really help you work out the rest of your kitchen too. They don’t have to be overly expensive to look nice or do the job either. I picked up all 3 appliances for just £60!

Microwave

 

There are some great microwave deals out there as well as kettles, toasters and more. Once you have your small appliances and main colour scheme you can easily find items to match if you shop around. I chose mostly purples for my kitchen with powdered lilac walls and deep purple appliances to match. With the black worktops and light wooden drawers & cupboards, it keeps our kitchen looking and feeling clean and fresh!

Updating your kitchen on a budget is more than possible with so many great deals around. I managed to find a lovely dishwasher for less than £200 in silver which goes really well with the colour scheme we went with. I would never have been able to decide what colour for our main appliances if I hadn’t found the purple microwave first!

Our appliances were all mixed colours until we began updating our kitchen. We replaced our washing machine that broke with a lovely silver one too and already had a silver fridge freezer. We are looking at eventually replacing our oven with a silver one too and will be on the hunt for deals for that too!

Are you updating your kitchen on a budget?

4 Tips To Help You Take Control Of Your Finances

Finance / 6 years ago / RelentlesslyPurple

Here are 4 tips to help you take control of your finances provided by Chrissy Gladstone. A lot of us struggle with our finances and it’s always great to find out how to take control.

4 tips to improve your finances

 

A research has found that some Britons have no long-term financial plan for savings and investment goals. According to a study conducted by the Bank of England, 27% of citizens in the U.K. have no form of emergency savings. In fact, another survey claims that less than half of working-age residents have £100 in their current savings.

Taking the time to manage your monthly income can help you pay off current debts and prepare for the unexpected emergencies that can happen at any moment. Not to mention, you can give yourself an early start towards your pension or save for your dream vacation. So how do you get started?

Here are 4 tips to help you take control of your finances.

Set the Budget Straight

One of the best ways to build financial wealth is to create a budget calendar. Understand your total interest rates, calculate your monthly and annual income, and monitor your net worth. It will take a little bit of effort, but it is a great way to understand how much money you have coming in and how much you spend going out.

When setting up a budget, you will be:

  • Less likely to build debt
  • Less likely to spend on unplanned expenses
  • More likely to improve your credit rating
  • More likely to get approved for a loan or mortgage
  • Able to make better savings in the future

Starting your plan with a clear budget will give you a better picture to see the major expenses and a better opportunity to save money. In addition, it will also help you see whether you are living within your means.

Get Technical With Your Budget

Most of us use our gadgets for everything – staying in touch, playing games, watching videos, and even searching for the next family recipe. So, why not use your smartphone to stay in control of your budget? Using tech apps can help improve your finances and reduce the stress of financial planning. There are some great budgeting apps available online. Just be sure to follow the appropriate security measures when giving out personal details online.

Pay Off Credit Cards and Loans

Credit cards are a great way to build credit and make large purchases instantly – that is until you acquire debt. While this step may take years to finish, you will be able to pay off your credit card and loans for good. From there, can you start saving for future goals as well as feel less stressed when your bills are due.

Invest

Once you have finally established a hefty saving, now’s the time to figure out what to do with it. One of the most common mistakes many of us make is to leave it as it is without much profit in return. Make a plan to put your savings to good use. You might want to invest in stocks, real estate property, or shares in a growing startup.

The hardest part of paying off your debt is taking the initial step. It can be easy to feel overwhelmed once you realize how much you are spending every month and tempted to ignore the growing demands for payments. However, once you start taking control of your finances, you will slowly begin to pay off what you owe and work out what you need to accomplish next.

What do you think of these 4 tips? Have you done any of the above before or considering them?